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Finance Calculator

See how affordable your home improvement can be with our Finance Calculator.

To make life easy for you, Mitchell Glass can arrange a variety of affordable and convenient easy payment finance options (subject to application & status). Applying for finance is simple and we promise you a quick decision. Everything can be sorted out with you in the comfort of your home or at our Galashiels Showroom, so you can enjoy whatever you’ve set your heart on right away.

  • BUY NOW PAY IN 3 MONTHS 10.9% APR Representative Spread the cost of your home improvements over 60 or 120 months
  • BUY NOW PAY IN 3 MONTHS 9.9% APR Representative Spread the cost of your home improvements over 120 or 177 months
  • BUY NOW PAY IN 6 MONTHS 19.9% APR Representative Order today and pay nothing for 6 months.
  • BUY NOW PAY IN 12 MONTHS 19.9% APR Representative Order today and pay nothing for 12 months.
£
60 monthly payments
Deposit
£
Representative APR
10.9%
120 monthly payments
Deposit
£
Representative APR
10.9%
This option allows you a 3 payment holiday from the date of completion. Pay 25% deposit when you order and as long as you pay the outstanding balance in full before 3 months has elapsed plus a £29 settlement fee, no interest will be charged. If, after 3 months, this is not convenient, you can pay in 60 or 120 monthly installments at 10.9% APR Representative. *Deferred for 3 months from the date of completion – £29 settlement fee applies if the loan is repaid in full during the deferral period and NO INTEREST will be paid. If the loan is not settled in full within the deferral period, then interest will have accrued from the start of the agreement on any amount still outstanding at the end of the deferral period. Interest will continue to be charged until the agreement is repaid in full. For legal reasons the Representative Example shows interest IF the outstanding balance is NOT paid before the 3 months has elapsed. No security is required on this loan. These calculators are for illustrative purposes only and do not constitute a credit quotation.

Representative Example

Cash Price
£5,000.00
Deposit
£1,250.00
Total Amount of Credit
£3,750.00
Duration of Agreement
60 Months
Rate of Interest
10.9% p.a. fixed
Representative APR
10.9% APR
60 Monthly Payments
£81.81
Total Amount Payable
£6,158.60
Settement Fee
£29.00
£
120 monthly payments
Deposit
£
Representative APR over 10 years
9.9%
177 monthly payments
Deposit
£
Representative APR over 14 years
9.9%
This option allows you a 3 payment holiday from the date of completion. Pay 25% deposit when you order and as long as you pay the outstanding balance in full before 3 months has elapsed plus a £29 settlement fee, no interest will be charged. If, after 3 months, this is not convenient, you can pay in 120 or 177 monthly installments at 9.9% APR Representative. *Deferred for 3 months from the date of completion – £29 settlement fee applies if the loan is repaid in full during the deferral period and NO INTEREST will be paid. If the loan is not settled in full within the deferral period, then interest will have accrued from the start of the agreement on any amount still outstanding at the end of the deferral period. Interest will continue to be charged until the agreement is repaid in full. For legal reasons the Representative Example shows interest IF the outstanding balance is NOT paid before the 3 months has elapsed. No security is required on this loan.

Representative Example

Cash Price
£20,000.00
Deposit
£5,000.00
Total Amount of Credit
£15,000.00
Duration of Agreement
123 months
Rate of Interest
9.9% p.a. fixed
Representative APR
9.9% APR
120 Monthly Payments
£197.01
Total Amount Payable
£28,641.20
Settlement Fee
£29.00
£
Deposit
£
Pay within 6 months + £29 exit fee
£
Want to pay in monthly instalments AFTER 6 months rather than one-off payment? Consider this option.
120 monthly payments
Deposit
£
Representative APR over 10 years
19.9%
This option allows you to order now with a 25% deposit and then pay nothing for 6 months. As long as you pay the outstanding balance in full before 6 months has elapsed plus a £29 settlement fee, no interest will be charged. If, after 6 months, this is not convenient, you can pay in 120 monthly instalments at 19.9% APR Representative. *Deferred for 6 months from the date of completion - £29 settlement fee applies if the loan is repaid in full during the deferral period and NO INTEREST will be paid. If the loan is not settled in full within the deferral period, then interest will have accrued from the start of the agreement on any amount still outstanding at the end of the deferral period. Interest will continue to be charged until the agreement is repaid in full.

Representative Example

Cash Price
£5,000.00
Deposit
£1,250.00
Total Amount of Credit
£3,750.00
Defer By
6 Months
Duration of Agreement
126 Months*
Rate of Interest
19.9% p.a. fixed
Representative APR
19.9% APR
120 Monthly Payments
£73.63
Total Amount Payable
£10,085.60
Settlement Fee
£29.00
£
Deposit
£
Pay within 12 months + £29 exit fee
£
Want to pay in monthly instalments after 12 months rather than one-off payment? Consider this option.
120 monthly payments
Deposit
£
Representative APR over 10 years
19.9%
This option allows you a 12 month payment holiday from the date of completion. Pay 25% deposit when you order, and as long as you pay the outstanding balance in full before 12 months has elapsed plus a £29 settlement fee, no interest will be charged. If, after 12 months, this is not convenient, you can pay in 120 monthly instalments at 19.9% APR Representative. *Deferred for 12 months from the date of completion – £29 settlement fee applies if the loan is repaid in full during the deferral period and NO INTEREST will be paid. If the loan is not settled in full within the deferral period, then interest will have accrued from the start of the agreement on any amount still outstanding at the end of the deferral period. Interest will continue to be charged until the agreement is repaid in full. For legal reasons the Representative Example shows interest IF the outstanding balance is NOT paid before the 12 months has elapsed. No security is required on this loan. These calculators are for illustrative purposes only and do not constitute a credit quotation.

Representative Example

Cash Price
£20,000.00
Deposit
£5,000.00
Total Amount of Credit
£15,000.00
Defer By
12 Months
Duration of Agreement
132 Months*
Rate of Interest
19.9% p.a. fixed
Representative APR
19.9% APR
120 Monthly Payments
£322.50
Total Amount Payable
£43,700.00
Settlement Fee
£29.00

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